American workers need a financial tool that knows their story. Most apps fall short. The reality is that working families across the country face a variety of pain points when trying to improve their financial lives. Many experience volatile incomes, for instance, that make it hard to build savings. Others may find themselves shut out […]
The past seven years have witnessed the resurgence and perfection of neural networks, the present-day king of prediction machines. It wasn’t always clear that these highly parameterized, flexible methods of machine learning could actually work. While many of the pioneering ideas date back to the 1990s and even 1980s, including those contributed by researchers recognized […]
Technology is often designed to provide more efficiency, more ease, and more consumption. A side effect of emphasizing “ease” may be that we miss opportunities. These include chances for self-reflection, deeper connection, defining and creating our own meaning, and building the confidence and motivation to create and consume in ways that are aligned with our […]
Everywhere you turn, someone is wearing a Fitbit, Apple Watch, or the newest brand of activity tracker. Wearables are just one type of connected technology that has flooded consumer health markets in recent years, and widespread acceptance of these products has led to the discovery of new ways in which they can be used. Along […]
Fintech has exploded onto the scene of nearly every investor, venture capitalist, traditional finance firm, and smartphone user. Moreover, it has seen a meteoric rise in terms of funding, firm-starts, and general interest worldwide. One illustration of this can be seen by simply looking at the Google search volume for the term Fintech over time […]
Innovation follows a cyclical nature. The governance of technology, however, is shaped by humans — the ultimate decision makers in how technology is developed, deployed, and managed. Today, after several decades of unfettered innovation, we are witnessing the outcomes of letting tech run its course. Unequivocally, the digital age has improved the lives of citizens […]
As you settle into your seat to watch the NBA action on the court below, you take a sip of your beverage and gaze through your augmented reality (AR) device. Players’ names and box scores appear and you watch replays on demand. When your favorite player makes a highlight-reel move, you share the play with […]