Plaid: A $5.3 Billion Winner
Visa recently announced plans to acquire Plaid for $5.3 billion dollars. How did this company become one of fintech’s biggest winners in only a few years?
Financial Services
Monzo: A digital offering that has traditional UK banks scrambling
Monzo has positioned themselves as a digital-only alternative to traditional consumer banks. Their use of technology has allowed them to offer greater convenience, transparency and service – all at a lower cost. They’re winning, and they’re likely to continue doing so.
Intuit: Embracing the “Innovator’s Dilemma”
Intuit is a digital winner as it found a way to fully embrace the innovator's dilemma, and has been successful in anticipating disruptions in its industry and organically responding to them.
Less is more: Digital Innovation for Financial Inclusivity
Financial inclusion services reminds us in order to achieve a successful digital transformation, having a proper contextual understanding is as important as developing the technology itself.
SoFi – An Illustrative Tale of Why Fintech Disruption is So Difficult
SoFi – An Illustrative Tale of Why Fintech Disruption is So Difficult The past two decades have witnessed enormous investments into fintech to disrupt the financial services sector, an industry that has been slow to change in the face of […]
Western Union: Leading or Lagging Digital Transformation?
As mobile payments and blockchain tech challenge the status quo of cross-border money transfers, Western Union must digitally transform itself at the right pace… or risk going the way of the telegraph.
Transforming the Financial Brokerage Industry
The commission-free, mobile-only firm Robinhood is digitalizing and disrupting the discount brokerage industry.
Who do you trust more with your money – a machine or a human? Roboadvisors disrupt the financial services industry
A summary of the value that roboadvisors such as Wealthfront have created in the financial services sector.
AR/VR, Bloomberg and Financial Services
Compared to other industries, applications of AR/VR in financial services are few and far in between. Below I will give a quick overview of the applications, their challenges, opportunities and zoom in on my former employer, Bloomberg, and its experiment […]
Is Prosper prospering? The potential shift of banking into a platform business
Inherently risky or opportunities for value creation and capturing?