Skip to content
Logo.
The HBS Digital Initiative reshapes digital to create a world where technology advances and serves humanity. The DI manages this forum to highlight perspectives from the HBS student community.
Want to learn more about technology and organizations? digital.hbs.edu
Close and dismiss. Expand.
Technology and Operations Management

Technology and Operations Management

MBA Student Perspectives

  • Assignments
Search for:
  • Log In
  • Log In

    Lost your password?

consumer lending

Giving Credit Where its Due: Machine Learning’s Role in Lending

Posted on November 13, 2018 by Abkarians

Machine learning allows lenders to score credit risk for millions of people who may have had no FICO score before

Machine learning as a tool to predict future earning power

Posted on November 12, 2018 by David St. Geme

This post discussed how a machine learning algorithm can be applied to predict student earnings post-graduation.

Getting A Mortgage Without Leaving Your Couch

Posted on November 15, 2017 by J K Rowling

Wells Fargo, the US leader in mortgage lending, announced the upcoming launch of its digital mortgage application. But how quickly can Wells develop a full end-to-end digital mortgage origination and servicing experience, and can it fend off digitally-savvy competition?

Bringing Mortgages into the 21st Century

Posted on November 15, 2017 by MGiampapa

Wells Fargo must adopt new technology to maintain leadership in the mortgage market.

Lending in the digital era: Goldman Sachs embraces the challenge

Posted on November 18, 2016 by A

Goldman Sachs has recently launched Marcus, its online lending platform. First mover in a changing market?

The Limits of FinTech Disruption

Posted on November 16, 2016 by wb2016

Anyone can make a loan… the hard part is getting paid back. OneMain is exploring the intersection of technology with consumer finance

Lenddo: Increasing Financial Inclusion in Emerging Markets through Social Media

Posted on December 9, 2015 by AnilAmin

Lenddo has been highly effective in revolutionizing microfinance through its social media-based credit rating system; now, it’s taking its algorithms to a broader set of applications. With offices in Manila, Bogota, Mexico City and New York, Lenddo has assisted more than 500,000 individuals in emerging markets since it was founded.

Lending Club: Bringing Loans to the Masses

Posted on December 6, 2015 by akashpradhan

Lending Club has disrupted the lending industry through its business and operating strategy

FinTech in Latin America: The New Age of Lending with Kueski

Posted on December 6, 2015 by sdarling

Fintech has arrived in Latin America! Kueski is well on its way to revitalizing how consumer loans are made in Meixco and the rest of Latin America. Best-in-class technology and smart credit practices help Kueski offer fast, quality loans online.

    A project of:
    At:
    • Assignments
    • Terms and Conditions / Privacy Policy
    • Community Guidelines
    • Contact Us