Giving Credit Where its Due: Machine Learning’s Role in Lending
Machine learning allows lenders to score credit risk for millions of people who may have had no FICO score before
consumer lending
Machine learning as a tool to predict future earning power
This post discussed how a machine learning algorithm can be applied to predict student earnings post-graduation.
Getting A Mortgage Without Leaving Your Couch
Wells Fargo, the US leader in mortgage lending, announced the upcoming launch of its digital mortgage application. But how quickly can Wells develop a full end-to-end digital mortgage origination and servicing experience, and can it fend off digitally-savvy competition?
Bringing Mortgages into the 21st Century
Wells Fargo must adopt new technology to maintain leadership in the mortgage market.
Lending in the digital era: Goldman Sachs embraces the challenge
Goldman Sachs has recently launched Marcus, its online lending platform. First mover in a changing market?
The Limits of FinTech Disruption
Anyone can make a loan… the hard part is getting paid back. OneMain is exploring the intersection of technology with consumer finance
Lenddo: Increasing Financial Inclusion in Emerging Markets through Social Media
Lenddo has been highly effective in revolutionizing microfinance through its social media-based credit rating system; now, it’s taking its algorithms to a broader set of applications. With offices in Manila, Bogota, Mexico City and New York, Lenddo has assisted more than 500,000 individuals in emerging markets since it was founded.
Lending Club: Bringing Loans to the Masses
Lending Club has disrupted the lending industry through its business and operating strategy
FinTech in Latin America: The New Age of Lending with Kueski
Fintech has arrived in Latin America! Kueski is well on its way to revitalizing how consumer loans are made in Meixco and the rest of Latin America. Best-in-class technology and smart credit practices help Kueski offer fast, quality loans online.