Lending Club: Creating the Marketplace Lending Business Model
Can Lending Club disrupt the personal lending marketplace?
Can Lending Club disrupt the personal lending marketplace?
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How Venmo founders created a leading platform in the mobile payment space.
Lending club founder was able to build a robust lending platform against significant headwinds, but it's unclear if the resulting product matches the initial vision of a "peer to peer' marketplace.
Inherently risky or opportunities for value creation and capturing?
Lending club’s business model is challenging the way we think about loans by leveraging their crowdfunding community to fund loans.
Lending Club is a peer-to-peer lending online platform where individuals can seek or provide capital to others on the platform. This platform grows as more credit-worthy borrowers and lenders are brought to the platform and poses a serious threat to the incumbents of the traditional banking system.