Slacking – A new way to win?
“Slacking” takes on new meaning as companies get serious about the distributed workplace.
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Replicating MPESA: Lessons from Vodafone(Safaricom) on why Mobile Money fails to gain traction in other markets
The success of MPESA, Kenya’s premier online mobile money transfer and financing system has proven very difficult to replicate in other emerging markets. In Kenya, MPESA has been wildly successful. Launched in 2007, MPESA allows users to send money to […]
Currenc-E: M-Pesa Transforms Kenyan Economy
Lauded as one of Africa’s greatest innovations, M-Pesa has revolutionized consumer spending in Kenya by introducing consumers to safe and reliable banking at a low cost.
Education Content in a Digital Age
Book publishing to educational technology – yay or nay?
Disney: Both Embracing Digital and Being Disrupted
Disney is both profiting from the digital revolution and being disrupted. Will the company be able to continue to capitalize on data and combat the challenges it poses?
Should Central Banks Issue Digital Currencies?
Let’s talk about our most fundamental product and its producers; “cash, and central banks.”
In a digital world, some central banks have already developed digital currencies, and changed their operations. What’s next?
Digital Ordering – Curse or Cure for Struggling Restaurant Concepts?
Panera Bread bets on expensive eCommerce platform to lift sales and improve customer service
Why Real Estate Brokers Exist in 2016 And Beyond
Real estate brokers always seem to be the next industry ripe for disruption, yet the profession remains stubbornly resilient. The Internet, smart phones, satellite mapping, virtual reality, secure online payments, and consumer data access have all impacted the real estate search and purchase process. However, the broker fee is still the most expensive transaction cost. The median rate has barely budged from the historical 5-6% of purchase price for selling and 15% of annual rent for brokered rentals in New York City.[1]
No More Dashing Out To The Store
Away with the refrigerator magnet shopping list. Shop as you go with the Amazon Dash Button.
USAA – A leader in Financial Services Digitization
USAA has provided the military with digital banking for years, but needs to continue to innovate to stay on the top of the digital banking world.