Sal Paradise

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Square: Using machine learning to de-risk small business lending
Sal Paradise
Posted on November 9, 2018 at 6:25 pm
Square is using transaction data to de-risk small business loans.

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On November 15, 2018, Sal Paradise commented on To Infinity and Beyond – 3D Printing in Space :

These are all very reasonable questions. I’m skeptical that the cost to transport materials or produce parts in space is advantageous. I do think there’s value in being able to produce parts in space though. If a part were to fail on a satellite, the traditional option to replace that part is to send it up with the next shuttle. Stocking the satellite with a 3d printing machine and raw material that may be used to produce almost any part is a huge benefit that enables the research to continue without interruption.

On November 15, 2018, Sal Paradise commented on How 3D printing is changing the way Nike approaches production and innovation :

At the moment, 3D printing shows the most value in high end customization. While there may be a market for elaborate, custom designs, I’m interested to see how 3D printed footwear might be used to make fashionable prosthetics more affordable. For those who have lost a limb, part of the recovery is emotional, and fashionable and “cool” looking prosthetics can help rebuild an individuals confidence.

On November 13, 2018, Sal Paradise commented on OpenIdeo – Using Open Innovation to Tackle the Biggest Societal Issues :

How else might IDEO and the OpenIDEO challenge partners incentivize users to contribute? Likes and encouraging comments only offer so much motivation and the cash prize only goes to the top submissions (but the innovation is a product of of all of the ideas and contributions).

On November 13, 2018, Sal Paradise commented on Minority report: machine learning and crime prevention in China :

This technology obviously raises a number of ethical questions, including that of privacy rights. A future where we’re being watched at all times is terrifying. How do you consider the tradeoff between crime prevention and personal privacy?

On November 13, 2018, Sal Paradise commented on Virgin Hyperloop One: Will Open Innovation Lead to Its Reality? :

Totally agree here. While the Hyperloop technology is promising and exciting, there are still many open questions that impact the success of this technology. How does Hyperloop fit into the broader vision of the future of mobility and how do other technologies, such as autonomous vehicles, impact how Hyperloop may fit into the future?

On November 13, 2018, Sal Paradise commented on Healthcare Social Networks: Can Crowdsourcing Patient-Reported Data Improve Outcomes? :

The most valuable piece of Patients Like Me seems to be the communities that it has built for individuals coping with their condition. It seems that their success in using this data to help diagnose conditions and advance treatment is limited. How might this patient-reported data be better synced with other sources of data, such as medical records or genetic information (e.g. 23andMe results) and if synced with these other data sources, would that provided more clarity to medical researchers?

On November 13, 2018, Sal Paradise commented on Open Innovation Initiatives in UNHCR Refugee Communities :

It seems there are a lot of different groups of individuals that might be able to contribute to this open innovation platform. The refugees themselves are of course the most informed about the challenges they are facing, but the local and national governments of the host communities, the individuals of the host communities, and corporations could all contribute to help develop solutions. How might an open innovation platform engage all of these different parties in a productive way?

On November 13, 2018, Sal Paradise commented on Image recognition at Facebook: How machine learning is helping computers — and people who are blind — ’see’ digital photos :

Facebook currently suggests tagging individuals that it believes are in photos that are uploaded. When users do choose to tag those people, it provides a positive feedback loop to Facebook’s image recognition algorithm. It seems likely that Facebook might be able to use this same user feedback mechanism to reinforce its use of ‘wild data’.

Assuming Facebook is able to further refine its image recognition capabilities, what do you think the broader business applications are of this technology?