Is Prosper prospering? The potential shift of banking into a platform business
Inherently risky or opportunities for value creation and capturing?
FinTech
Transferwise: Disruptive money transfer
A platform of borderless money transfer with significant cost benefit.
Winner: Venmo – the next generation checking account
Venmo, the PayPal-owned peer-to-peer payments app, is one of the best-known and largest disruptive fintech companies.
Wealthfront and the Future of Robo Advisors
Wealthfront has disrupted the financial advisory industry by using analytics and algorithms to automate investment decisions. Will it be able to sustain its success?
Motif Investing: Democratizing investment selection for retail investors
The traditional model of personal investing looks like this: individuals like you and me either sign up for a brokerage account, select investments and construct our own portfolios (“the DIY approach”) or hire a financial advisor that makes investment suggestions […]
Venmo: Building direct network effects and then…nothing happened?
Venmo has grown with strong direct network effects, but has been unable to crack the indirect network effects.
Wealthfront: Winning at Wealth Management
The wealth management industry is stodgy, slow to adopt new technology, highly profitable, and ripe for disruption as Wealthfront is doing just that.