Megan Wu

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On February 3, 2017, Megan Wu commented on Betterment: fintech finds a place among wealth managers :

Thank you for sharing this! This is an incredibly interesting post!
I wonder how much better the investment performance comparing to a traditional investment method of the target customers.
I am also very curious to see how the strategy of moving up-market would pan out. Would the customer trust them? Will they need to significantly change services or products for the different type of customers? How would the \ competitors react? Is it really too small of a pie for them to do something about it? What if the competitors decided to self-disrupt and launch their own passive investing app? It will defiantly be very interesting to see.

On February 3, 2017, Megan Wu commented on strikes the right chord – to the tune of 40M MAU :

Thank you so much for sharing this. This is super interesting!! I wonder, same as the question that Ellen and Nurpur mentioned but in a broader sense, that what are some of the key elements for social media platform to stick around and not decline or disappear in a span of few years? What is their innovation strategy after launch? As most of the time, only fine-tuning on some of the app function could be done. Or they simply do portfolio strategy where they just fade out the old ones, and continue launching new social apps that might suit the next wave of consumer appetite?

On February 3, 2017, Megan Wu commented on Sephora: Staying Relevant in Brick and Mortar :

Ravneet, this is absolutely fascinating! I love to see these examples of successful brick & motor retailer in the age of e-commmerce. It’s definitely a model that some retailers can learn from, creating the shopping experience that e-commerce cannot offer.
I am curious about how Sephora see their omni-channel strategy, such as the profitably of online vs brick & motor sales, their ideal mix of the 2 channels, and the value propositions. As online personalized recommendation capability develops, the online shopping experience enhances, e-commerce competitors getting aggressive, and consumer continue to move online, will they still see brick & motor as a point of sale in the future? Or will they view it as show-rooms where the customer can interact with the brand?