Giving Credit Where its Due: Machine Learning’s Role in Lending
Machine learning allows lenders to score credit risk for millions of people who may have had no FICO score before
Machine learning allows lenders to score credit risk for millions of people who may have had no FICO score before
Banking has been around for 700+ years, and is the third most profitable sector in the economy. Financial intermediaries usually rely heavily on physical assesses and people. Is there a leaner way to do this? Lending Club says yes. The market's view is mixed. Read ahead to explore this topic.
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